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Online checkout and payments for FFL dealers

Why mainstream processors decline firearm dealers, what a firearms-friendly processor looks like, and what checkout must handle.

Published 2026-10-04

Many mainstream payment processors and site builders restrict firearm sales in their terms. Building a store on one of them risks a frozen account the week sales pick up.

What checkout has to handle

  • A processor that accepts firearms dealers.
  • Collecting the receiving FFL for items that need a transfer.
  • Sales tax by the right state: the receiving dealer’s for a transfer, the buyer’s for direct-ship items, yours for pickup.
  • Address and card verification to cut fraud.
  • Refunds and partial refunds that match your processor statement.

ArmoryFlow storefront checkout works with firearms-friendly processors, set up from your settings.

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